privacidad

Privacy Policy

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This Privacy Policy describes Our policies and procedures on the collection, use and disclosure of Your information when You use the Service and tells You about Your privacy rights and how the law protects You.

We use Your Personal Data to provide and improve the Service. By using the Service, You agree to the collection and use of information in accordance with this Privacy Policy.

Interpretation and Definitions

Interpretation

The words whose initial letters are capitalized have meanings defined under the following conditions. The following definitions shall have the same meaning regardless of whether they appear in singular or in plural.

Definitions

For the purposes of this Privacy Policy:

• Account means a unique account created for You to access our Service or parts of our Service.
• Affiliate means an entity that controls, is controlled by, or is under common control with a party.
• Application refers to the software program provided by the Company.
• Company refers to the Company, We, Us or Our.
• Device means any device that can access the Service.
• Personal Data is any information that relates to an identified or identifiable individual.
• Service refers to the Application.
• Usage Data refers to data collected automatically when using the Service.
• You means the individual accessing or using the Service.

Collecting and Using Your Personal Data

Types of Data Collected

Personal Data

While using Our Service, We may ask You to provide Us with certain personally identifiable information that can be used to contact or identify You.

Usage Data

Usage Data is collected automatically when using the Service.

Usage Data may include information such as Your Device's IP address, browser type, browser version, pages visited, visit time and date, time spent on pages, unique device identifiers and other diagnostic data.

When You access the Service through a mobile device, We may collect certain information automatically, including device type, unique device ID, IP address, operating system, browser type and diagnostic data.

Use of Your Personal Data

The Company may use Personal Data for the following purposes:

• To provide and maintain our Service.
• To manage Your Account.
• For the performance of a contract.
• To contact You by email, calls, SMS or other electronic communication.
• To provide You with news, special offers and general information.
• To manage Your requests.
• For business transfers.
• For data analysis and improvement.

Retention of Your Personal Data

The Company will retain Your Personal Data only for as long as necessary for the purposes set out in this Privacy Policy.

We will retain and use Your Personal Data to comply with legal obligations, resolve disputes and enforce agreements.

Transfer of Your Personal Data

Your information may be transferred to and maintained on computers located outside of Your jurisdiction. We ensure appropriate safeguards for data transfers.

Delete Your Personal Data

You have the right to request deletion of Your Personal Data. You may update or delete your data via your account or by contacting us.

Disclosure of Your Personal Data

• Business Transactions: Your Personal Data may be transferred.
• Law enforcement: We may disclose data if required by law.
• Other legal requirements: We may disclose data to protect rights and safety.

Security of Your Personal Data

The security of Your Personal Data is important to Us, but no method of transmission is 100% secure.

Children's Privacy

Our Service does not address anyone under the age of 16.

Links to Other Websites

We are not responsible for third-party sites.

Changes to this Privacy Policy

We may update Our Privacy Policy from time to time.

Contact Us

If you have any questions, You can contact us:

Email: support@crediprestamobile.com

Important Information About the Service

Creditos is an informational and educational application. We do not provide loans, do not act as a lender, bank, or financial institution, and do not perform any credit assessments or approval decisions.

All offers displayed in the application belong to third-party financial providers. Any loan agreement is made exclusively between the user and the respective financial institution.

We are not responsible for loan conditions, interest rates, fees, repayment terms, approvals, or any contractual obligations between the user and the provider.

Loan Calculation Example

This example is for informational purposes only and does not constitute a financial offer.

Formula:
Total Repayment = Principal + (Principal × Interest Rate × Time)

Example:
Principal: 10,000 MXN
Interest Rate: 20% per year
Time: 1 year

Calculation:
10,000 + (10,000 × 0.20 × 1)

Total Repayment: 12,000 MXN
Total Interest: 2,000 MXN

Actual conditions may vary depending on the financial provider, user profile, and applicable regulations.

Service Terms

The application does not guarantee approval of any financial product and does not participate in any credit decision-making process.

Loan terms, rates, and conditions may vary depending on the provider and the country.